Springfield Rear-end Car Accident Lawyer

Things to Know About Rear-end Car Accident Insurance Claims

Dealing with the insurance company after a car accident might seem like the answer to your problems. You might think that filing an insurance claim is the easiest way to recover compensation after an accident.

Sadly, the hard truth is that the insurance company isn’t looking out for your best interests. They care about one thing: their money. When they pay out on your injury settlement, insurers lose money. That gives them an incentive to try to take advantage of you.

We Can File Your Insurance Claim

A rear-end accident attorney can file your insurance claim for you. We take care of the phone calls, the paperwork, and the stress of dealing with the insurance adjuster.

Attorneys Pursue Non-Monetary Damages

Typically, insurance companies cover financial damages such as the costs of repairing or replacing your vehicle and your medical expenses. We understand that you also suffered emotional losses.

The insurance company is under no obligation to compensate you for these damages – and they won’t. You’ll need to seek them in your civil rear-end accident claim.

We Can Also File a Lawsuit

Insurance companies are also only required to pay out up to the insured party’s policy limits. If the liable party only carried $25,000 in property damage, but your vehicle was totaled, this may not be enough to cover the value of your car. A car accident lawyer with Staver Injury Lawyers can file a lawsuit to seek additional damages.

We Gather Evidence to Support Your Case

Your attorney gathers essential evidence to support your case, including:

• Photographs
• Video footage
• Witness statements
• Expert testimony
• Forensic evidence
• Police reports
• Accident reports
• Safety reports
• Medical records
• Accident reconstruction

How Much Is Your Springfield Rear-end Car Accident Claim Worth?

You probably have countless questions about what you should do while you’re recovering at Memorial Medical Center or home. Who pays for your accident-related bills? What expenses are covered?

Our rear-end accident lawyers fight for every dollar you deserve. We demand compensation for all your economic and non-economic damages, including:

• Physical pain
• Emotional distress
• Loss of comfort and support
• Diminished quality of life
• Nuisance
• Skin scarring
• Lost income
• Lost earning capacity
• Loss of household services
• Medical expenses and equipment
• Punitive damages

Common Rear-end Car Accident Injuries in Springfield

Never assume that rear-end accidents don’t cause serious injuries. In our experience, some of the worst injuries we’ve seen are from rear-end collisions, including one or more of the following:

• Post-traumatic stress disorder
• Lacerations
• Sepsis
• Organ damage
• Internal bleeding
• Traumatic brain injuries
• Back injuries
• Spinal cord damage
• Paralysis
• Loss of limbs
• Bone breaks and fractures

These are only a few of the common injuries that people suffer in rear-end collisions. Even if you have different injuries, you still might be entitled to compensation.

Who Is At Fault for Your Springfield Rear-end Car Accident?

Once you have retained a rear-end car accident lawyer in Springfield, the first step is determining who is at fault for the accident. Drivers rear-end other vehicles for many different reasons, but the leading cause is negligence. Negligent driving can take many forms, including:

• Speeding
• Distracted driving
• Following too closely
• Failure to stop
• Failure to yield
• Illegal turns
• Drowsy driving
• Drunk driving
• Drugged driving
• Reckless driving

Illinois is a fault state, meaning the liable party is held responsible for damages. However, the state has a modified comparative negligence policy. You could be entitled to compensation if the part you played in the accident is less than 50%.

Ask a rear-end collision lawyer how you could be entitled to damages even if you played a role in the accident.

The Rear Driver Isn’t Always At-Fault

You might think that the driver who rear-ended the front car is automatically to blame. For the majority of cases, that’s true.

Examples of Shared Fault

You might be surprised to learn that other parties might also share fault for your accident. For example, the driver in the front car might not have used a turn signal. In cases like these, your attorney will carefully investigate the details of your case to determine who is responsible.

Dangerous roads can cause a rear-end car accident. You might have cause to file a claim against the municipality in charge of road repair and maintenance.

Defective Parts

Defective parts cause some rear-end collisions. The following parties could be held accountable:

• Parts producers, designers, distributors
• Maintenance techs
• Safety inspectors
• Other third parties

Get Help From a Rear-end Car Accident Lawyer in Springfield

Being rear-ended is often a far worse experience than people think. We know how severe your injuries might be. Our Springfield rear-end car accident lawyers want to help you hold the liable party accountable.

Call Staver Accident Injury Lawyers, P.C. today at 312-236-2900, or use our quick contact form to schedule your no-cost, risk-free case review.