What Should I Do if I Was Injured as an Uber Passenger?

As a passenger in an Uber or Lyft accident, you likely had nothing to do with why the crash occurred. One minute your sitting in the back, waiting to get to your destination, and the next minute you are in a wreck. Naturally, your first question may be whether Uber is liable for accidents and injuries? The answer is that it depends, but typically, Uber’s insurance covers passengers’ bodily injuries. According to Uber, their third-party liability coverage, which covers injuries to passengers, people in other vehicles, and pedestrians, has a $1 million policy limit.

Do not let this high policy limit comfort you just yet. If you were hurt in an Uber, you should work with a Springfield Uber car accident lawyer to ensure you receive appropriate compensation for your injuries. Despite the high limit, Uber’s insurance carrier may still offer a low settlement amount.

What if I Was in an Accident as an Uber Driver?

If you are an Uber or other rideshare driver and you were hurt in a crash, your auto insurance coverage depends on a number of factors, including whether or not you were at fault for the collision.

If another driver was responsible for the collision, talk with our car accident lawyers about pursuing full and fair compensation for your injuries and property damage. Your own auto insurance policy may also provide you with coverage.

However, if you caused the crash, you are in a difficult position. The other driver’s auto insurance will not cover your injuries and property damage. Uber’s policy typically will not cover your damages either unless you had accepted a ride request and you carry your own collision insurance. If you purchase collision insurance for your personal auto policy, then Uber’s contingent collision coverage may kick in. After a $1,000 deductible, Uber’s policy will cover up to the actual cash value of your vehicle no matter who was at fault.

Let a Lawyer Help You Pursue Compensation

It is difficult to tell how many Uber accidents happen per year or how many accidents are caused by Uber drivers. However, what is clear is that Uber, Lyft, and other rideshare vehicles are routinely part of car crashes and passengers, other drivers, and pedestrians are put in a tough position. When you are the one who is inured in an Uber accident, it is up to you to figure out who is responsible, where to file an insurance claim, and how much your injuries are worth. However, you do not have to figure that all out on your own. You can work with a Springfield Uber car accident lawyer who will handle the insurance claim process and any necessary litigation on your behalf. Our experienced and aggressive lawyers will fight hard to obtain compensation for your property damage, medical expenses, lost income, pain and suffering, emotional distress, and more.

Contact Staver Accident Injury Lawyers P.C. through our online form or at (217) 528-9955 to schedule a free, no-risk consultation.